Underwriting, claims and risk
Today a serious illness usually means a bill the family pays in full, on the spot. Pet insurance barely exists in India, and where it does it is slow and hard to claim against. This is what we are working towards — not something Zooby sells today.
Not available yet. This is part of where the platform is going, described here so you can see the whole picture — not something you can buy today.
Cover that is understandable, and claims settled without paying everything up front and arguing about it afterwards.
Approval at the counter while the pet is still in front of you, instead of a form the owner posts and follows up for weeks.
Fair pricing and fast claims both depend on a real health history existing digitally. That is what the clinic software is quietly building.
Nothing about this changes what you use Zooby for today. It is where a properly kept health record eventually leads.